Government Schemes

List of Government Schemes in India-PDF Download

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Indian Government Schemes

Government of India launched several schemes since year 2014 in India for people of India to improve their life style, empowerment of women, making skilled youth, increase entrepreneurship and many more fields in which India can improve and could show its potential to the world. Government of India is continuously working.

To make India a manufacturing hub, government started scheme like “Make In India”, on 25th Sep 2014, to create digital infrastructure government launched “Digital India” on 1st July 2015, to make youth skillful and make them entrepreneur, government introduced “Skill India” scheme on 15th July 2015 and so many other schemes were launched by Indian Government and it also continuously launching new schemes.

Some important central government schemes are listed here.

List of Indian Government Schemes

S.No.Government SchemeDetails
1Make in IndiaLaunched on 25th September 2014

1. To make India a manufacturing hub.

2. Make in India is an initiative of the Government of India to encourage multinational, as well as domestic, companies to manufacture their products in India.

3. The major objective behind the initiative is to focus on job creation and skill enhancement in twenty-five sectors of the economy.
2Digital IndiaLaunched on 1st July 2015

1. To transform India’s economy

2. Digital India has three core components.

3. The creation of digital infrastructure

4. Delivering services digitally

5. Digital literacy
3Skill IndiaLaunched on 15th July 2015

1. To create jobs for youth of the Country

2. Skill Development in Youth

3. Making Skill available to All Youth of India
4Sukanya Samridhi AccountLaunched on 22nd January 2015

1. It is a part of the Beti Bachao, Beti Padhao campaign.

2. The scheme currently provides an interest rate of 9.2% and tax benefits.

3. The account can be opened at any India Post office or a branch of some authorised commercial banks
5Smart CitiesLaunched on 29th April 2015

1. In first Government of India Will Develop 100 Smart cities in India

2. Under this Scheme Cities from all States Are Selected
6Unearthen Black MoneyBill Passed on 14th May 2015

1. Disclosing Black Money

2. Punishment for The Black Money holders
7Bal swachta missionLaunched on 14th November 2014

1. Awareness about the cleanliness of the children
8Swachh Bharat AbhiyanLaunched on 2nd October 2014

1. To have clean India by 2nd October 2019

2. Eliminate open defecation by constructing toilets for households, communities

3. Eradicate manual scavenging

4. Introduce modern and scientific municipal solid waste management practices

5. Enable private sector participation in the sanitation sector

6. Change people’s attitudes to sanitation and create awareness
9Pradhan Mantri Jan Dhan YojanaLaunched on 28th August 2014

1. To give financial services to weaker section of society
10Namami GangeLaunched in June 2014

Namami Gange Project or Namami Ganga Yojana is an ambitious Union Government Project which integrates the efforts to clean and protect the Ganga river in a comprehensive manner.

1. It its maiden budget, the government announced Rs. 2037 Crore towards this mission.
2.The project is officially known as Integrated Ganga

Conservation Mission project or ‘Namami Ganga Yojana’.

1. This project aims at Ganga Rejuvenation by combining the existing ongoing efforts and planning under it to create a concrete action plan for future.
11Beti Bachao Beti Padhao
Launched on 22nd January 2015

1. Main aim -To generate awareness of welfare service meant for girl child and women.
12Swadesh DarshanLaunched in 2015

Integrated Development of Theme Based Buddhist tourist circuit

Under Swadesh Darshan, the following five circuits have been identified for development :

1. North East Circuit

2. Buddhist Circuit

3. Himalayan Circuit

4. Coastal Circuit

5. Krishna Circuit
13Pradhan Mantri Suraksha Bima YojanaLaunched on 9th May 2015

1. Eligibility: Available to people in age group 18 to 70 years with bank account.

2. Premium: Rs.12 per annum.

3. Payment Mode: The premium will be directly auto debited by the bank from the subscribers account. This is the only mode available.

4. Risk Coverage: For accidental death and full disability – Rs.2 Lakh and for partial disability – Rs.1 Lakh.

5. Eligibility: Any person having a bank account and Aadhaar number linked to the bank account can give a simple form to the bank every year before 1st of June in order to join the scheme. Name of nominee to be given in the form.
14HRIDAY (National Heritage City Development and Augmentation
Yojana) scheme
Launched on 21st January 2015

1. Main objective – To develop heritage cities.
15Pradhan Mantri Jeevan Jyoti Bima YojanaLaunched on 9th May 2015

1. Life insurance scheme by Government

2. Eligibility: Available to people in the age group of 18 to 50 and having a bank account. People who join the scheme before completing 50 years can, however, continue to have the risk of life cover up to the age of 55 years subject to payment of premium.

3. Premium: Rs.330 per annum. It will be auto-debited in one instalment.

4. Payment Mode: The payment of premium will be directly auto-debited by the bank from the subscribers account.

5. Risk Coverage: Rs.2 Lakh in case of death for any reason.

6. Terms of Risk Coverage: A person has to opt for the scheme every year. He can also prefer to give a long term option of continuing, in which case his account will be auto-debited every year by the bank.

7. Who will implement this Scheme ? : The scheme will be offered by Life Insurance Corporation and all other life insurers who are willing to join the scheme and tie-up with banks for this purpose.
16Atal Pension SchemeLaunched on 9th May 2015

1. It was Launched for unorganised sector ‘s workers
17MUDRA Bank YojanaLaunched on 8th April 2015

1. Main objective is to provide loan to small businesses
18Krishi Amdani Bima YojanaLaunched on 13th February 2016.

Scheme for farmer
19Deen Dayal Upadhyaya
Grameen Kaushalya Yojana
Launched on 25th September 2014

To provide employment to youth residing inrural area.
20Pradhan Mantri Gram Sinchai Yojana (PMKSY)Launched on 1st July 2015

To provide water to all field in the Country.

PMKSY has been formulated amalgamating ongoing schemes viz.

1. Accelerated Irrigation Benefit Programme (AIBP) of Ministry of Water Resources,

2. River Development & Ganga Rejuvenation;

3. Integrated Watershed Management Programme (IWMP) of Department of Land Resources;

4. On Farm Water Management (OFWM) component of National Mission on Sustainable Agriculture (NMSA) of Department of Agriculture and Cooperation.

5.PMKSY is to be implemented in an area development approach, adopting decentralized state level planning and projectised execution, allowing the states to draw their irrigation development plans based on district/blocks plans with a horizon of 5 to 7 years. States can take up projects based on the District/State Irrigation Plan.
21Pradhan Mantri Sansad Adarsh Gram YojanaLaunched on 11th October 2014

1. Each MP to develop three villages by 2019.
22Mahatma Gandhi Pravasi
Suraksha Yojana
Launched in May 2012

1. Mahatma Gandhi Pravasi Suraksha Yojana is a special social security scheme which includes Pension and Life Insurance, introduced by Ministry of Overseas Indian Affairs for the overseas Indian workers in possession of Emigration Check Required (ECR) passports.

2. It is a voluntary scheme designed to help workers to meet their three financial needs: saving for retirement, saving for their return and resettlement, and providing free life insurance offering coverage for death from natural causes.
23Indradanush SchemeLaunched on 25th December 2014.

1. The Mission Indradhanush, depicting seven colours of the rainbow, aims to cover all those children by 2020 who are either unvaccinated, or are partially vaccinated against seven vaccine preventable diseases which include diphtheria, whooping cough, tetanus, polio, tuberculosis, measles and hepatitis B.
24Deendayal Upadhyaya Gram Jyoti YojanaLaunched in 2015

To provide power(electricity) to rural area of the country
25Soil Health Card SchemeLaunched in February 2015.

1. Under the scheme, the government plans to issue soil cards to farmers which will carry crop-wise recommendations of nutrients and fertilisers required for the individual farms to help farmers to improve productivity through judicious use of inputs.

2. All soil samples are to be tested in various soil testing labs across the country.

3. Thereafter the experts will analyse the strength and weaknesses (micro-nutrients deficiency) of the soil and suggest measures to deal with it.

4. The result and suggestion will be displayed in the cards.

5. The government plans to issue the cards to 14 crore farmers
26Rani Laxmi Bai Social Security Pension Scheme1. It covers all widows above 18 years of age whose annual family income is below 60,000 Rs.
27Udan (Ude Desh ka Aam Naagrik) SchemeLaunched on 27th April 2017

1. To increase regional air connectivity.
28Pandit DeendayalUpadhyay
Shramev Jayate Karyakram
Launched on 16th October 2014

1. To expand government support for imparting skill training to the workers.
29Shyama Prasad Mukherji
Rurban Mission
Launched on 21st February, 201

The Mission aims at development of rural growth clusters which have latent potential for growth, in all States and UTs, which would trigger overall
development in the region.

1. These clusters would be developed by provisioning of economic activities, developing skills & local entrepreneurship and providing infrastructure amenities.

2. The Rurban Mission will thus develop a cluster of Smart Villages.
30Kisan Vikas PatraFirst Launched in 1988 (Relaunched in 2014) – Saving certificate Scheme
31AMRUT Atal Mission for Rejuvenation and Urban Development (earlier name JNNURM)Launched in June 2015

1. To establish infrastructure that could ensure adequate robust sewage networks and water supply for urban transformation by implementing urban revival projects
32Pradhan Mantri Fasal Bima YojanaLaunched on 18th Feb 2016

1. It is a new crop insurance scheme to boost farming sector in the country.

2. It is farmers’ welfare scheme

3. The Scheme aims to reduce the premium burden on farmers and ensure early settlement of crop Insurance claim for the full insured sum.
33AIM (Atal Innovation Mission) and SETU (Self-Employment and Talent Utilization) In NITI AAYOGThe Union Cabinet as given its approval for establishment of Atal Innovation Mission (AIM) and Self Employment and Talent Utilisation (SETU) in NITI

1. This move seeks to give substantial boost to the innovation ecosystem and to catalyse the entrepreneurial spirit in the country.

2. AIM and AIM Directorate will be established that will help in implementation of mission activities in a focussed manner.

3. Its headquarters will be in New Delhi.

4. NITI Aayog will hire Mission Director and other appropriate manpower. Mission High Level Committee (MHLC) will guide the Mission.

5. It will take all decisions related to approval of requisite guidelines and implementation of various elements of AIM and SETU.
34National RURAL URBAN
Launched on 21st February, 2016

1. National RURAL URBAN Mission Was Launched In Chhattisgarh

2. The mission also dubbed as Shyama Prasad Mukherjee Rurban mission (SPMRM) aims to spur social, economic and infrastructure development in rural areas by developing a cluster of 300 Smart Villages over the next

3 years across the country
35PRASAD (Pilgrimage Rejuvenation and Spiritual Augmentation Drive)Launched in 2014-2015

To improve the infrastructure at pilgrimage places.

1. Under PRASAD, initially twelve cities have been identified namely Ajmer, Amritsar, Amravati, Dwarka, Gaya, Kedarnath, Kamakhaya, Kanchipuram, Mathura, Puri, Varanasi and Velankanni.

2. Both of these Prasad and Swadesh Darshan Schemes Were launched together to promote tourism and Develop cultural places.
36Pradhan Mantri Fasal Bima
Launched on 18th February 2016

A new crop insurance scheme to boost farming sector in the country.

1. It is farmers’ welfare scheme that aims to reduce the premium burden on farmers and ensure early settlement of crop assurance claim for the full insured sum.
37Stand Up India SchemeLaunched on 15th August 2015

To promote entrepreneurship among people from schedule caste/schedule tribe and woman who will be provided loans starting from Rs 10 lakhs to Rs 100 lakhs.

1. Composite loan between Rs 10 lakh and upto Rs 1 crore will be provided to entrepreneurs for setting up new enterprise.

2. Debit Card (RuPay) for withdrawal of working capital
38Ujawala YognaLaunched on 1st May 2016 in Ballia, Uttar Pradesh.


1. To promote women empowerment

2. To provide a healthy cooking fuel

3. To prevent hazards health related issues among the millions of rural population due to use of fossil fuel.


1. Pradhan Mantri Ujjwala Yojana will provide 5 crore LPG connections to BPL
families, with the financial support of Rs 1600.

2. Budget Speech of 2016 had announced about the scheme and made a budgetary provision of Rs 2000 crore in the current Financial Year (FY).

3. Connections will be issued on the name of women beneficiaries.

4. EMI facility will also be provided for stove and refill cost.

5. It is complimentary to Prime Minister’s Give It Up campaign under which 75 lakh middle class and lower middle class households have voluntarily given up their cooking gas subsidy.
39Gram Uday Se Bharat Uday
Lauched on 14th April 2016

Gram Uday Se Bharat Uday Abhiyan aims to

1. Improve rural livelihoods and promote rural development

2. Strengthen the Panchayati Raj across the country

3. Increase ‘social harmony’

4. Create Awareness – information regarding agriculture schemes will be

5. Foster farmers’ progress

Key Facts:

1. Bhimrao Ambedkar’s 125th Birth Anniversary on 14th April 2016

2. Panchayati Raj Day on 24th April 2016

3. Mhow, Madhya Pradesh is Dr. Ambedkar’s birthplace.

Highest proportion of Dalits among Indian States

1st – Punjab (32 per cent)

2nd – Uttar Pradesh (21 per cent)
Dalits constitute 16 per cent of India’s population.