Indian Government Schemes
Government of India launched several schemes since year 2014 in India for people of India to improve their life style, empowerment of women, making skilled youth, increase entrepreneurship and many more fields in which India can improve and could show its potential to the world. Government of India is continuously working.
To make India a manufacturing hub, government started scheme like “Make In India”, on 25th Sep 2014, to create digital infrastructure government launched “Digital India” on 1st July 2015, to make youth skillful and make them entrepreneur, government introduced “Skill India” scheme on 15th July 2015 and so many other schemes were launched by Indian Government and it also continuously launching new schemes.
Some important central government schemes are listed here.
List of Indian Government Schemes
| S.No. | Government Scheme | Details |
| 1 | Make in India | Launched on 25th September 2014 1. To make India a manufacturing hub. 2. Make in India is an initiative of the Government of India to encourage multinational, as well as domestic, companies to manufacture their products in India. 3. The major objective behind the initiative is to focus on job creation and skill enhancement in twenty-five sectors of the economy. |
| 2 | Digital India | Launched on 1st July 2015 1. To transform India’s economy 2. Digital India has three core components. 3. The creation of digital infrastructure 4. Delivering services digitally 5. Digital literacy |
| 3 | Skill India | Launched on 15th July 2015 1. To create jobs for youth of the Country 2. Skill Development in Youth 3. Making Skill available to All Youth of India |
| 4 | Sukanya Samridhi Account | Launched on 22nd January 2015 1. It is a part of the Beti Bachao, Beti Padhao campaign. 2. The scheme currently provides an interest rate of 9.2% and tax benefits. 3. The account can be opened at any India Post office or a branch of some authorised commercial banks |
| 5 | Smart Cities | Launched on 29th April 2015 1. In first Government of India Will Develop 100 Smart cities in India 2. Under this Scheme Cities from all States Are Selected |
| 6 | Unearthen Black Money | Bill Passed on 14th May 2015 1. Disclosing Black Money 2. Punishment for The Black Money holders |
| 7 | Bal swachta mission | Launched on 14th November 2014 1. Awareness about the cleanliness of the children |
| 8 | Swachh Bharat Abhiyan | Launched on 2nd October 2014 1. To have clean India by 2nd October 2019 2. Eliminate open defecation by constructing toilets for households, communities 3. Eradicate manual scavenging 4. Introduce modern and scientific municipal solid waste management practices 5. Enable private sector participation in the sanitation sector 6. Change people’s attitudes to sanitation and create awareness |
| 9 | Pradhan Mantri Jan Dhan Yojana | Launched on 28th August 2014 1. To give financial services to weaker section of society |
| 10 | Namami Gange | Launched in June 2014 Namami Gange Project or Namami Ganga Yojana is an ambitious Union Government Project which integrates the efforts to clean and protect the Ganga river in a comprehensive manner. 1. It its maiden budget, the government announced Rs. 2037 Crore towards this mission. 2.The project is officially known as Integrated Ganga Conservation Mission project or ‘Namami Ganga Yojana’. 1. This project aims at Ganga Rejuvenation by combining the existing ongoing efforts and planning under it to create a concrete action plan for future. |
| 11 | Beti Bachao Beti Padhao Yojana | Launched on 22nd January 2015 1. Main aim -To generate awareness of welfare service meant for girl child and women. |
| 12 | Swadesh Darshan | Launched in 2015 Integrated Development of Theme Based Buddhist tourist circuit Under Swadesh Darshan, the following five circuits have been identified for development : 1. North East Circuit 2. Buddhist Circuit 3. Himalayan Circuit 4. Coastal Circuit 5. Krishna Circuit |
| 13 | Pradhan Mantri Suraksha Bima Yojana | Launched on 9th May 2015 1. Eligibility: Available to people in age group 18 to 70 years with bank account. 2. Premium: Rs.12 per annum. 3. Payment Mode: The premium will be directly auto debited by the bank from the subscribers account. This is the only mode available. 4. Risk Coverage: For accidental death and full disability – Rs.2 Lakh and for partial disability – Rs.1 Lakh. 5. Eligibility: Any person having a bank account and Aadhaar number linked to the bank account can give a simple form to the bank every year before 1st of June in order to join the scheme. Name of nominee to be given in the form. |
| 14 | HRIDAY (National Heritage City Development and Augmentation Yojana) scheme | Launched on 21st January 2015 1. Main objective – To develop heritage cities. |
| 15 | Pradhan Mantri Jeevan Jyoti Bima Yojana | Launched on 9th May 2015 1. Life insurance scheme by Government 2. Eligibility: Available to people in the age group of 18 to 50 and having a bank account. People who join the scheme before completing 50 years can, however, continue to have the risk of life cover up to the age of 55 years subject to payment of premium. 3. Premium: Rs.330 per annum. It will be auto-debited in one instalment. 4. Payment Mode: The payment of premium will be directly auto-debited by the bank from the subscribers account. 5. Risk Coverage: Rs.2 Lakh in case of death for any reason. 6. Terms of Risk Coverage: A person has to opt for the scheme every year. He can also prefer to give a long term option of continuing, in which case his account will be auto-debited every year by the bank. 7. Who will implement this Scheme ? : The scheme will be offered by Life Insurance Corporation and all other life insurers who are willing to join the scheme and tie-up with banks for this purpose. |
| 16 | Atal Pension Scheme | Launched on 9th May 2015 1. It was Launched for unorganised sector ‘s workers |
| 17 | MUDRA Bank Yojana | Launched on 8th April 2015 1. Main objective is to provide loan to small businesses |
| 18 | Krishi Amdani Bima Yojana | Launched on 13th February 2016. Scheme for farmer |
| 19 | Deen Dayal Upadhyaya Grameen Kaushalya Yojana | Launched on 25th September 2014 To provide employment to youth residing inrural area. |
| 20 | Pradhan Mantri Gram Sinchai Yojana (PMKSY) | Launched on 1st July 2015 To provide water to all field in the Country. PMKSY has been formulated amalgamating ongoing schemes viz. 1. Accelerated Irrigation Benefit Programme (AIBP) of Ministry of Water Resources, 2. River Development & Ganga Rejuvenation; 3. Integrated Watershed Management Programme (IWMP) of Department of Land Resources; 4. On Farm Water Management (OFWM) component of National Mission on Sustainable Agriculture (NMSA) of Department of Agriculture and Cooperation. 5.PMKSY is to be implemented in an area development approach, adopting decentralized state level planning and projectised execution, allowing the states to draw their irrigation development plans based on district/blocks plans with a horizon of 5 to 7 years. States can take up projects based on the District/State Irrigation Plan. |
| 21 | Pradhan Mantri Sansad Adarsh Gram Yojana | Launched on 11th October 2014 1. Each MP to develop three villages by 2019. |
| 22 | Mahatma Gandhi Pravasi Suraksha Yojana | Launched in May 2012 1. Mahatma Gandhi Pravasi Suraksha Yojana is a special social security scheme which includes Pension and Life Insurance, introduced by Ministry of Overseas Indian Affairs for the overseas Indian workers in possession of Emigration Check Required (ECR) passports. 2. It is a voluntary scheme designed to help workers to meet their three financial needs: saving for retirement, saving for their return and resettlement, and providing free life insurance offering coverage for death from natural causes. |
| 23 | Indradanush Scheme | Launched on 25th December 2014. 1. The Mission Indradhanush, depicting seven colours of the rainbow, aims to cover all those children by 2020 who are either unvaccinated, or are partially vaccinated against seven vaccine preventable diseases which include diphtheria, whooping cough, tetanus, polio, tuberculosis, measles and hepatitis B. |
| 24 | Deendayal Upadhyaya Gram Jyoti Yojana | Launched in 2015 To provide power(electricity) to rural area of the country |
| 25 | Soil Health Card Scheme | Launched in February 2015. 1. Under the scheme, the government plans to issue soil cards to farmers which will carry crop-wise recommendations of nutrients and fertilisers required for the individual farms to help farmers to improve productivity through judicious use of inputs. 2. All soil samples are to be tested in various soil testing labs across the country. 3. Thereafter the experts will analyse the strength and weaknesses (micro-nutrients deficiency) of the soil and suggest measures to deal with it. 4. The result and suggestion will be displayed in the cards. 5. The government plans to issue the cards to 14 crore farmers |
| 26 | Rani Laxmi Bai Social Security Pension Scheme | 1. It covers all widows above 18 years of age whose annual family income is below 60,000 Rs. |
| 27 | Udan (Ude Desh ka Aam Naagrik) Scheme | Launched on 27th April 2017 1. To increase regional air connectivity. |
| 28 | Pandit DeendayalUpadhyay Shramev Jayate Karyakram | Launched on 16th October 2014 1. To expand government support for imparting skill training to the workers. |
| 29 | Shyama Prasad Mukherji Rurban Mission | Launched on 21st February, 201 The Mission aims at development of rural growth clusters which have latent potential for growth, in all States and UTs, which would trigger overall development in the region. 1. These clusters would be developed by provisioning of economic activities, developing skills & local entrepreneurship and providing infrastructure amenities. 2. The Rurban Mission will thus develop a cluster of Smart Villages. |
| 30 | Kisan Vikas Patra | First Launched in 1988 (Relaunched in 2014) – Saving certificate Scheme |
| 31 | AMRUT Atal Mission for Rejuvenation and Urban Development (earlier name JNNURM) | Launched in June 2015 1. To establish infrastructure that could ensure adequate robust sewage networks and water supply for urban transformation by implementing urban revival projects |
| 32 | Pradhan Mantri Fasal Bima Yojana | Launched on 18th Feb 2016 1. It is a new crop insurance scheme to boost farming sector in the country. 2. It is farmers’ welfare scheme 3. The Scheme aims to reduce the premium burden on farmers and ensure early settlement of crop Insurance claim for the full insured sum. |
| 33 | AIM (Atal Innovation Mission) and SETU (Self-Employment and Talent Utilization) In NITI AAYOG | The Union Cabinet as given its approval for establishment of Atal Innovation Mission (AIM) and Self Employment and Talent Utilisation (SETU) in NITI Aayog. 1. This move seeks to give substantial boost to the innovation ecosystem and to catalyse the entrepreneurial spirit in the country. 2. AIM and AIM Directorate will be established that will help in implementation of mission activities in a focussed manner. 3. Its headquarters will be in New Delhi. 4. NITI Aayog will hire Mission Director and other appropriate manpower. Mission High Level Committee (MHLC) will guide the Mission. 5. It will take all decisions related to approval of requisite guidelines and implementation of various elements of AIM and SETU. |
| 34 | National RURAL URBAN Mission | Launched on 21st February, 2016 1. National RURAL URBAN Mission Was Launched In Chhattisgarh 2. The mission also dubbed as Shyama Prasad Mukherjee Rurban mission (SPMRM) aims to spur social, economic and infrastructure development in rural areas by developing a cluster of 300 Smart Villages over the next 3 years across the country |
| 35 | PRASAD (Pilgrimage Rejuvenation and Spiritual Augmentation Drive) | Launched in 2014-2015 To improve the infrastructure at pilgrimage places. 1. Under PRASAD, initially twelve cities have been identified namely Ajmer, Amritsar, Amravati, Dwarka, Gaya, Kedarnath, Kamakhaya, Kanchipuram, Mathura, Puri, Varanasi and Velankanni. 2. Both of these Prasad and Swadesh Darshan Schemes Were launched together to promote tourism and Develop cultural places. |
| 36 | Pradhan Mantri Fasal Bima Yojana | Launched on 18th February 2016 A new crop insurance scheme to boost farming sector in the country. 1. It is farmers’ welfare scheme that aims to reduce the premium burden on farmers and ensure early settlement of crop assurance claim for the full insured sum. |
| 37 | Stand Up India Scheme | Launched on 15th August 2015 To promote entrepreneurship among people from schedule caste/schedule tribe and woman who will be provided loans starting from Rs 10 lakhs to Rs 100 lakhs. 1. Composite loan between Rs 10 lakh and upto Rs 1 crore will be provided to entrepreneurs for setting up new enterprise. 2. Debit Card (RuPay) for withdrawal of working capital |
| 38 | Ujawala Yogna | Launched on 1st May 2016 in Ballia, Uttar Pradesh. Objectives 1. To promote women empowerment 2. To provide a healthy cooking fuel 3. To prevent hazards health related issues among the millions of rural population due to use of fossil fuel. Features 1. Pradhan Mantri Ujjwala Yojana will provide 5 crore LPG connections to BPL families, with the financial support of Rs 1600. 2. Budget Speech of 2016 had announced about the scheme and made a budgetary provision of Rs 2000 crore in the current Financial Year (FY). 3. Connections will be issued on the name of women beneficiaries. 4. EMI facility will also be provided for stove and refill cost. 5. It is complimentary to Prime Minister’s Give It Up campaign under which 75 lakh middle class and lower middle class households have voluntarily given up their cooking gas subsidy. |
| 39 | Gram Uday Se Bharat Uday Abhiyan | Lauched on 14th April 2016 Gram Uday Se Bharat Uday Abhiyan aims to 1. Improve rural livelihoods and promote rural development 2. Strengthen the Panchayati Raj across the country 3. Increase ‘social harmony’ 4. Create Awareness – information regarding agriculture schemes will be shared 5. Foster farmers’ progress Key Facts: 1. Bhimrao Ambedkar’s 125th Birth Anniversary on 14th April 2016 2. Panchayati Raj Day on 24th April 2016 3. Mhow, Madhya Pradesh is Dr. Ambedkar’s birthplace. Highest proportion of Dalits among Indian States 1st – Punjab (32 per cent) 2nd – Uttar Pradesh (21 per cent) Dalits constitute 16 per cent of India’s population. |